What does the term auto insurance stacking mean? When you own more than one car or truck, you can increase you insurance coverage limits on your Uninsured (UM) and Underinsured motorist through a “stacking.” Auto insurance stacking refers to the adding of the UM/UIM limits on individual auto policies to increase the total amount of
Month: October 2013
LIMITED TORT AND FULL TORT AUTO INSURANCE POLICIES
What’s the difference between Limited Tort and Full Tort Auto Insurance Policies? Limited Tort and Full Tort refer to different types of coverage under an auto insurance policy and what compensation you are entitled to receive if you are injured in an auto accident. With a Limited Tort auto insurance policy, you give up the
UNDERINSURED AND UNINSURED BENEFITS FOR MOTORISTS
What are Underinsured/Uninsured motorist benefits? In Pennsylvania, all drivers are required by law to have auto insurance. Unfortunately, even though it is illegal to drive without auto insurance in Pennsylvania, many people still do it. Uninsured motorist coverage typically referred to as UM coverage, protects you and your family in the event that you and
PENNYSLVANIA PROPERTY DAMAGE CLAIMS HANDLING: IMPROPER INVESTIGATION OF PROPERTY DAMAGE CLAIM GIVES RISE TO UTPCPL ACTION
A recent Pennsylvania judicial opinion has expanded a Pennsylvania a seven year old decision by a Pennsyvlania federal court to codify a policyholder’s right of recovery under Pennsylvania’s Unfair Trade Practices and Consumer Protection Law (“UTCPL”)