Call 814-343-9860

today for a free consultation

Blog

Does a Homeowner or Business Owner Need to Comply With The Property Damage Insurance Company’s Request for EUO and What Happens if They Refuse to Appear For The EUO?

An EUO is under a property damage insurance policy is known as a condition precedent. Under Pennsylvania law, a condition precedent simply means that a policyholder must comply with the terms in order to obtain coverage for the loss. It is important to point out that if a policyholder refuses to comply with any condition

AUTO ACCIDENT WAIVERS

Should I sign the settlement agreement waiver sent to me from the other driver’s insurance company? No. It is never a good idea to sign any documents relating to an auto accident without first consulting a lawyer. By signing the settlement agreement, you are bringing your case to an end, which means you can no

CAR ACCIDENT REIMBURSEMENT

Who should pay to fix my car after an accident? Pennsylvania is a no fault state, which means that your insurance company regardless of whether you are at fault or not must pay to repair your car and pay your medical bills up to the limits of coverage. If you did not cause the accident

WHAT IS SUBROGATION AND WHY IT MATTERS

What is subrogation and why should I care about it? Subrogation is an insurance term which refers to the insurance companies right to stand in your shoes and recover the money they paid to you from the at fault driver in the car or truck accident. Pennsylvania is a “no fault” state, which means that

CAR ACCIDENT DO’S AND DON’TS

What is the most important thing I should do if I get into a car accident? Call the police IMMEDIATELY. Far too often, people think that an accident is just a minor fender bender and there is no need to contact the police, but there are two significant problems with this line of thinking. First,

CAR ACCIDENT MEDICAL BILLS

Who pays for my medical bills in a car accident? In a car accident, typically your car insurance company will pay your medical bills under what is commonly referred to as PIP benefits. You should be careful because PIP coverage under you car insurance has a limit that in many cases is $5,000.00. In comparison,