If you own a home, vacation property, rental property, or business you know that physical damage to your property is a fact of life. What you may not know, is that depending on what type of homeowner’s insurance policy, commercial property insurance policy or rental insurance policy you purchased, your insurance company may not provide insurance coverage for the all or some of the damages to your home. Simply having the right insurance coverage in the event that you sustain damage to your home, vacation property or business may not be enough as insurance companies may choose not to not honor claim after disaster strikes. Likewise, many homeowners and business owners find themselves in the unfortunate situation that their insurance company simply will not fully compensate them for the repairs necessary to their home or business.
At Rehmeyer & Allatt, an experienced State College property damage lawyer can help you navigate through the often confusing intricacies of property damage claim presentation, preparation, negotiation and litigation. Whether it is reviewing insurance policies, obtaining and preparing documentation to submit to your insurance company, locating particular experts to evaluate causes of loss, obtaining damage experts to determine the extent and scope of the damage, restoration companies to assist in the initial repair of your home, contractors to estimate the cost of repairs, locating appraisers, representing you during a recorded statement or a statement under oath, preparing proofs of loss, and the list goes on.
Insurance Bad Faith
An insurance policy is a promise made by the insurance company to act in good faith when a claim is submitted to them by one of their insureds. It is a promise to act fairly and honestly with their insureds, which means that the insurance company may not unreasonably withhold insurance money or benefits. Such actions that may be considered bad faith in Pennsylvania consist of an insurance company:
- Failing to pay a covered claim;
- Failing to timely settle a covered claim;
- Making low ball offers to settle the claims;
- Failing to timely investigate the claim and make a coverage decision;
- Failing to defend or indemnify an individual or business against a lawsuit.
It is important to understand that not every dispute between an insured and their insurance company gives rise to a bad faith claim, but if you or a loved one believe that your insurance company has unreasonably withheld insurance money or benefits, please contact the attorneys at Rehmeyer & Allatt for a free consultation at 814-343-9860.
Why Rehmeyer & Allatt
This simplest answer is that the attorneys at Rehmeyer & Allatt have extensive experience representing insurance companies in homeowner property damage claims, business property damage claims and insurance bad faith claims, and we now bring unique level of insight and expertise to representing individuals in claims against their insurance company.
Likewise, we understand that you may have sustained damage to your home or vacation property that is located in a remote area of Pennsylvania where it may be difficult to locate and obtain competent legal representation. Because of this, the attorneys at Rehmeyer & Allatt will travel anywhere in Pennsylvania to represent you and your interests in the event that you have sustained property damage to your home, business or vacation property.
If you have experienced property damage to your home, vacation property, rental property or business please contact the law office of Rehmeyer & Allatt for a free consultation with a lawyer who can help. If you would like to learn more about the types of property insurance policies offered in Pennsylvania and what to do if you have sustained property damage to your home, vacation property or rental property, please visit our resources page for a free copy of our property damage guide.